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The objective of this limitation is to prevent misuse of the policy and give insurance cover only to the deserving parties.Types of insurance policies Though there are many types of life insurance policies available on the market, most of them can be broadly classified into two categories.
Further, the insurance premiums vary from person to person depending on his or her age, smoking habits, medical history, driving record, job profile and other things.
Taxation Taxation in the context of insurance is a complicated matter especially when you think of it from a global perspective.
Insurance certainly eases the pressure on a common person who depends on regular earnings to support his or her family.
The insurer has the right to deny selling a policy to an insurance seeker on various grounds.
There is an accumulation of money in these types of policies and there is a minimum sum assured to the beneficiary at the maturity of the policy. Prima facie, they are doing a good work by insuring people against any untoward incident.
This way, they help the dependents live a normal life despite the demise of the concerning person.
At the same time, there is a bit of commerce involved in this.
The insurance companies insure a person in exchange for regular premiums.
The insurer may get the matter investigated if it finds any kind of discrepancy in the claim or the cause of death of the insured person.Tags: Adult Dating, affair dating, sex dating